Once you have collected this information, report the accident to your insurance broker. Make sure you have the accident information handy, it will be needed for the report.
When you are involved in an auto accident involving injury or property damage, you need to report it to your insurance agent, broker, or insurance company within seven days, regardless of who is at fault. All accidents with a total damage value of $2000 must be reported to the police (Ontario) Failing to report an accident to the police when it’s required by law means you are running the risk of being charged with leaving the scene. Leaving the scene of a collision is a serious conviction that could result in a hefty increase to your car insurance rates, fines, and even jail time. If you are unable to report the accident within seven days, report it as soon as possible after that. In not reporting your accident within a reasonable amount of time, your insurance company may not have to honour your claim.